PaxGuard pulls your property's public records — the appraiser file, sales history, flood zone — into one living profile. Then it helps you protect the home, maintain it, and find money you didn't know existed.
After a storm, the homeowners who recover fastest are the ones with their declarations page, photos, and inspections in hand. PaxGuard keeps them one tap away — before the cone shows up.
Florida carriers routinely require inspections on older homes, and undocumented systems read as risk. A profile built from verified records turns renewal season from a scramble into a formality.
My Safe Florida Home matches $2 for every $1 you spend hardening, up to $10,000 — plus a permanent sales-tax exemption on impact windows. Most homeowners never claim either.
Not mockups — these are the live pieces of the product, showing a real Broward County profile: the record we pull, the documents we read, and the score that moves when you act.
1 · The county record. Pulled live the moment you search — values, flood zone, history.
2 · Your documents, read by AI. Upload an inspection — every fact gets filed under the right system.
3 · A score that moves. Verified evidence raises it — and it shows you the next best action.
Not a stale data broker file — your profile is assembled from the appraiser's record the moment you search.
Every profile carries its real FEMA flood zone. In South Florida, that single fact changes decisions.
Guard Score measures home readiness from verified records — and shows exactly which document raises it.
Type it once. We match the exact parcel in county records — never a lookalike down the street.
The appraiser file, structure details, sales history, exemptions, school zone, and FEMA flood zone become one profile.
Upload inspections and policies as you go. Every document verifies a system, moves your Guard Score, and gets you storm-ready.
An interactive cross-section of the house — roof, windows, electrical, HVAC, plumbing. Each system shows its verified status, the records behind it, and the single next step that strengthens it.
The complete public file: the county's photo, values and taxes, exemptions, every recorded sale, assigned schools.
Home readiness measured from verified records, with the exact actions that raise it. Not an insurance rating — by design.
Ask anything about your home. It answers only from your property's record — and tells you what document would fill a gap.
A hurricane checklist split into what your records already verify and what still needs your hands.
Upload a 4-point, wind mitigation, or declarations page and PaxGuard reads it, verifies the matching system, and files it where a claim or renewal will need it. In development now.
Most homeowners never claim these. PaxGuard's job is to connect what your records show to the programs you may qualify for — and keep the paperwork ready.
Free wind-mitigation inspections and matching grants for eligible homesteaded homes that harden against storms.
Funding opens in cycles — availability varies.
Florida's permanent sales-tax exemption on impact windows and doors, applied right at the register.
Statewide, no application — keep the receipts.
Documented roof shape, straps, and opening protection commonly earn meaningful discounts on wind premiums.
Requires a wind mitigation inspection on file.
Your Storm Ready checklist splits preparation into what your records already verify and what takes ten minutes with your phone. Start before the cone shows up.
Everything PaxGuard shows you comes from public records you can verify yourself:
Broward County Property Appraiser↗Miami-Dade Property Appraiser↗FEMA Flood Map Service Center↗My Safe Florida Home program↗A snapshot of your roof, electrical, plumbing, and HVAC. Carriers ask for it on older homes — having a recent one on file removes surprises.
Documents the features that resist hurricane wind. It's the paperwork that turns a strong roof into real premium credits.
Florida caps how fast your homesteaded assessed value can rise. It's why 'assessed' and 'market' differ on your county record.
Yes — free during the beta. Your documents remain yours, and you can export or delete them whenever you want.
County property appraiser public records (Broward and Miami-Dade today), FEMA's National Flood Hazard Layer, and — soon — the documents you choose to upload. Every profile cites its sources.
No. PaxGuard doesn't quote, price, or sell insurance, and the Guard Score is a home-readiness measure — not an insurance rating. We help you understand and document your home; decisions stay between you and your licensed agent.
Any address outside our live counties loads the demo property, so you can explore the full experience. Palm Beach is next on the roadmap.
That's the next feature shipping: PaxGuard will read each inspection or policy, verify the matching home system, and file it where a renewal or claim will need it.